AEM has written about this typical scenario over and over again. A debtor will inform Sallie Mae, or some other student lending leech, "I can't pay my monthly payment." The debtor will also try to negotiate with the lender. That usually doesn't work. So then the lender sends a threatening letter, demanding the student loan debt owed must be paid in full. Uh, yeah, that makes a lot of sense. They then slap a bunch of penalties to the original amount, so something that began as $50,000, like this particular example, winds up being $100,000 or more.
Stupid. Just stupid. When will this country comes to terms with the fact that usury is destroying its citizens and our ability to be productive globally? Oh, wait . . . never mind. I also saw what happened to that stock market today. But I know what will fix that! We obviously need more austerity measures and cuts to "entitlement" programs. Welcome to Great Depression Deux.
Share this story with your competent and caring DC "contacts."
Again, what's with the unnecessary quotations makrs? They are PEOPLE, so the quotations are totally ridiculous looking.
I have letters like this from Sallie from over the last decade, which I can post.
My understanding is that once a letter of this sort is sent, and the hapless debtor cannot naturally now pay in full, Sallie can then claim that she has made all efforts to collect under the law, and in full, and is now legally and criminally (at the same time) able to tack on more interest and penalties etc, and is thereby rendered able to gleefully collect more instant cash in the form of taxpayer dollars.
More and more, as in Gimme, Gimme. My name is Jimmy!
And the Taxpayer hasn't got a clue, and maybe never will, ever.
Unless someone tells them what has really been going on.
Or Tally, Tally, my name is Sallie!
Other habits of semiliterates on the internet...include substituting ellipses for punctuation...
and using small case for the personal pronoun, i, which immediately dissuades me from reading whatever follows,
and omitting the personal pronoun at the beginning of a sentence that is not meant to be a command.
And then there's the Cliff Note version of Aristotelian logic, such as confusing all criticisms of personal character with "ad hominem" logical fallacies. Sometimes it's rhetorically appropriate to call someone a jerk.
Sung to the tune of "Battle Hymn of the Republic":
mine i's are in small case because I went to public school...
and i punctuate like this...because my self-esteem must rule
over grammar and coherence, and I spell things wrong like "kewl"...
my lols are typing on!
l...o l you are a LOO-ser!
and...your ad hominem too...sir...
s...tfu your like HIT...ler!
my lols are typing on...
Haha! Great points, One Who Survived. We live in age where EVERYONE wants to be an author, and yet no one even reads, let alone knows how to write!
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