Tuesday, September 7, 2010

Part I: Who I am, why education matters, and - most importantly - why I am an advocate for student loan debtors . . .

[Note: If you have not donated yet to the "Enough is Enough" campaign, please chip in $5-$10 today! I have sent off my forms to create a bank account for Education Matters. Once that is in place, I will be filling out the forms to turn us into a 501(c)(4)].  

 I care deeply about higher education and believe all Americans have a right to access various institutions that are dedicated to teaching them how to think critically about the world around them. I have spent most of my adult life in the realm of academia, and have a deep love for knowledge - history, literature, and philosophy are the three categories that matter the most to me.

My first step toward entering the world of higher education began in a humble way. Like many fellow Americans, I began pursuing my first degree at Johnson County Community College in Overland Park, Kansas. I hated high school. In fact I despised it and was intent on graduating early. That's exactly what I did. Also, I longed to be in college, so I got out of high school a semester early and began taking courses at JCCC (or " the J-C-C-C-C-C-C-C-C-C!," as my friend used to jokingly call it).

Although I did quite well in most of my first college classes, this first step was not easy. I will, however, never forget one particular English teacher who was hard on me. But thanks to him, my writing improved dramatically. After that brief time at JCCC, I entered college at the University of Kansas. Like most state schools, KU is very large. It is easy as a freshman to get lost there. One thing is certain: if you wish to obtain a good education at a place like KU, you are responsible for finding it on your own, and that is what I did. Of course I can't take all the credit. I had a lovely best friend at the time (she was pursuing a degree in Latin American Studies) who helped guide me through the seemingly labyrinthine schedules and actual physical campus. In addition, my older sibling introduced me to a professor of intellectual history (he's really a philosopher if you ask me, but I digress). What matters about this particular professor is that he would change the course of my life forever, and not just in a professional way. He would affect it in the best of possible ways, which would entail a long-term relationship that to this day I still treasure more than anything else.

On the intellectual side of things, this professor changed my outlook on how I thought about ethics, about those who lived before me (centuries and centuries ago), and why those previous lives matter to the way in which we conduct ourselves today. Even more important, this professor taught me how to truly read. He taught me why you must return to books over and over and over again. He taught me the value of digesting texts slowly and also about the importance of rejecting God. Just who was this professor? He was a man who came from old money from the East Coast. At the tender age of 16, he was already taking classes at Harvard (more on that later). But to him, the University of Chicago was the real deal.

Shortly after working with this professor for years, I left for Munich, Germany. My education continued on my own and in another language. It was there that I studied German, and it was intense - 6 hours a day, 5 days a week. It was a total immersion program. Moreover, it wasn't just an immersion into that language, but into an entire world or worlds for that matter. With a degree in history, I had a deep appreciation for all the things I was able to see and do in Europe. It was yet another level of education that has formed my intellectual and personal identity. Although I had valued politics, and especially works by Noam Chomsky and Marx, at that juncture I had deviated from the moral lessons that these thinkers had inspired in me a few years prior to departing for Germany. At this point, I was intent on deepening my love and understanding of the Ancient World and that of the High Middle Ages. As an atheist at this time, I was determined to try and appreciate the Ancients in a way that was devoid of Christian interpretations of them. I realize that sounds quite highfalutin and silly, but I was young and still quite naive about these things. Nevertheless, the opportunity to study and live in Germany proved to be indispensable to my learning and intellectual growth. At this time, several critical and life changing things happened: I became engaged, and I was accepted into several top notch programs in the United States. One such school was the University of Chicago

Oh, yes, the University of Chicago: "where fun comes to die." No kidding. That year proved to be enormously hard. Throughout that entire year in a grueling quarter system I proclaimed on countless occasions that I would never pursue another degree. (I was accepted into their master's program in the Social Sciences with a small scholarship, but I had applied to their Ph.D. program in History). But it was during this time that I learned to appreciate an academic community. Although I thought I was absolutely miserable, I have since realized that I was learning to think more critically about texts and researching things about the past. By extension, this allowed me to consider how to think thoughtfully about the actual world around me. After writing a master's thesis on laughter and carnival in the late Middle Ages, I finally graduated on a chilly June day. It was then, while gazing at the freshly minted Ph.D. students, in their cap and gowns, that I decided I wanted to continue with more formal education. Shortly after graduating, I returned to Kansas and got married. God was still dead, and yet my childhood pastor agreed to marry me anyway. God Bless that man . . .

During this time I worked as a waitress at a French Bistro, in a Title Company (that was around the time of the mortgage boom, and I remember thinking that the number of people refinancing their homes was frightening), and also at a library. So you see, I couldn't get away from academia. That is when I enrolled at KU again - as a non-degree seeking undergraduate - and took more language classes. This time it was Italian. (I also studied Spanish at KU when I was done with my language requirement, which was, naturally, German). I needed to get back into school again, and this time I was determined to obtain a Ph.D. God was still dead.

So I applied to more schools all over again, and also went on an amazing whirlwind tour of all the Ivy League Schools, or at least the big ones. It was a good excuse for a fun vacation, and fun it was . . .
At the same time I put together an academic paper that was accepted at a conference in Athens, Greece. God was still dead upon my arrival at the Acropolis.

Shortly after I delivered my paper in Greece, the History Department at Brown University accepted me as a Ph.D. candidate. That's how I ended up living on rat-infested Europe Street in Providence, RI. This street was nothing like its name. That first year as a Ph.D. student was miserable. It wasn't the work that made it hard (like U. of Chicago), but rather the living environment. I also experienced major culture shock in New England. Seriously, I couldn't believe at times that it was part of the U.S. For the first year I was embittered by my surroundings, and despised that city. The schooling? It was great, but the town, in my view, was a dump. I'd written it off, and God was still dead.

After one year at Brown I obtained my second master's degree. At the same time, I also received a decent grant from the American Historical Association. Things were going pretty well at this point. I was heading to Harvard University that coming fall to be an exchange scholar. There I would end up working with a highly reputable historian in the field of German Intellectual History. This second year at Harvard and then at Brown were critical, too. They made me realize what I really cared about: teaching. Sure, the research was great, and I still love that aspect of my life as an advocate for student debtors (after all, I was trained to be a researcher). However, teaching college-aged students was an honor and a privilege, and that made me begin to question my pursuit of a Ph.D. God was still dead, but teaching enlivened my spirits.

There was also another event during the second summer at Brown that would change the course of my life forever, and thankfully that is when God reintroduced himself to me. Besides, I was beginning to reconsider this whole idea that he was dead. At the same time, I was preparing to take my field examinations to become a dissertator, and was working on a fantastic and interesting project related to a 19th-century German magazine vis-a-vis humor and laughter (those were my themes - laughter and humor - in grad school, and to this day I think I should have just tried to become a stand-up comedienne or something, but I digress again). I had already written my dissertation prospectus, too - I was, of course, working on humor under the Nazis, and had already established faculty members who would be on my dissertation board (that included the professor from Harvard). So things were looking up, and that is when personal tragedy always hits. Indeed, it did, and I lost someone very close to me. This death made me reevaluate the trajectory of my career in academia. That is when I decided to take a leave of absence and headed to a world far removed from the Ivy Tower ("toodle-doo, Brown" I cried) - I went to work in the world of retail, and I don't regret doing that for one second. It was the best thing that could have happened to me. It was at this time that I fell in love with New England and became a catechumen in a small Franciscan parish in Providence, RI. That is where I found home, humility, and hope. And it is where I desperately wish to return. But that remains to be seen, as I write this thousands and thousands and thousands of miles away from New England. I was also reintroduced to themes I'd been interested in as an undergraduate. The most important one being social justice. The Franciscans at this parish are open to all. When they say: "all are welcome," they mean it. They made reconnect to a humble dignity that I continually try to grasp onto . . . some days it seems beyond my reach, but I am human.

So God was no longer dead, and I realized some important things about poverty and those whose voices are ignored. But my passion to become a Doctor of Philosophy had withered . . .

Sunday, September 5, 2010

Quick Post: Minutes For My Readers

-The "Enough is Enough" fundraising campaign is off to a great start. So far we've raised nearly $800!

-I have also elected 8 people to be on the Board of Directors for Education Matters. I will be introducing these energetic, smart, and invaluable Board Members to all of you quite soon. We're taking this movement to the next level, and I am confident that with your continued support, your stories, and your volunteering efforts, we will make a difference for millions  of people who are struggling to pay their student loans, on the verge of defaulting, or already in Defaulters hell.

-If you haven't chipped in yet, please do so today. I'm only asking for $5-$10. If you can't swing a donation, please spread the word about the student lending crisis. Let people know that a national advocate is out there working on their behalf. I am determined to create a public discourse about this societal problem. Great strides have already been made, and that's thanks to the fact that you - dear reader - have had the courage to speak up and share your stories with others. Keep on fighting. You are not alone, and you will not be forgotten. I won't stop fighting until the day I die. I'm in this battle against Goliath, as one reader put it, for the long-term. We must collect all the pebbles, the stones, even the tiniest pieces of sand, all of it will be necessary to topple him, and topple him we will.

-As I've said in the past, your stories are what matters most to me. If you would like to share your story here, please don't hesitate to reach out (ccrynjohannsen at gmail.com).  These are what sends such a strong message to those on the Hill and in the White House (these offices, by the way, are actively reading this site on a regular basis). Education Matters continues to grow, readership climbs more and more each day, and that means more people are becoming aware of the student lending crisis. We will not be ignored anymore, and we refuse to accept that the problem is merely about individual debt. The problem is systemic, and that's why there must be a radical restructuring of the way in which higher education is financed. That means we will not just go after the student lenders, but higher education institutions, too. They are also to blame. That means it is not about attacking individuals, but looking at the institutions that are causing this crisis. That's how we can effect change.

-I will be talking to a key official soon in the Department of Education, and I am also seeking interviews with the sponsor and co-sponsor of the Private Student Debt Swap Bill on the House side. Stay tuned for these developments! We want Government to help us solve this problem. That's why we must continue to reach out to our representatives.

Stay tuned for more developments.

Thursday, September 2, 2010

Michel Martin's Tell Me More - Interview Being Set!

[Note: If you have not donated yet to the "Enough is Enough" campaign, please chip in $5-$10 today! I have sent off my forms to create a bank account for Education Matters. Once that is in place, I will be filling out the forms to turn us into a 501(c)(4)]. 

Michel Martin, the host of NPR's Tell Me More, wants to have me on a panel to discuss the darker side of student loan debt. With the testimonials that you have shared with me and that I have posted here, I am prepared to share the stories of suffering, loss, and grief that define the everyday life experiences of the indentured educated class. I have listened to Ms. Martin's show countless times while being stuck in traffic jams on the beltway in D.C. It will be an honor and a privilege to be on her show. Stay tuned for more details.

(Wow. I am tired. I'm longing for D.C. traffic jams. That's wrong! Homesickness begone!)

Reading Between The Lines: How Sallie Mae's "Forward Looking" Report May SCREW US, And In A Big Way


 

Hooray! Sallie Mae isn't doing well. I suppose when you're part of fraud and usury, you end up struggling in the end. Although there is plenty of evidence that demonstrates that the value of their stocks is falling, and perhaps precipitously, we shouldn't pop the champagne just yet. Of course it's great to read things about their failings. For instance, Reggie Middleton said it well when stating that Sallie Mae has dug itself into a hole. Granted this report was put out in March 2010, but who's really following this sort of news? That is to say, an article about Sallie Mae digging itself into a hole written in March of 2010 may seem like "old news," but it is something worth referencing.

I've been following and researching the relationship between Sallie Mae (among other student lenders) and Wall Street for well over a year now. It's funny how those who supposedly cover the student lending crisis have paid no attention whatsoever to this obvious connection. In fact, when I was interviewed by Lawrence Delevigne, who is a reporter at the Business Insider, in October of 2009, I made it clear that these entities were linked, stating:

And now everyone is talking about the student lending crisis being the next bubble to burst . . .

The above quote was made in light of the fact that JPM and CitiBank, along with the despicable Nelnet, were being sued by a whistle blower. I loath to use that term, because of its negative connotations. Moreover, this whistle blower is a hero and a defender of the indentured educated class. His name is Dr. Jon Oberg, and he's the G-Man hero I wrote about well over a year ago, too. I also was the first to break the news to the indentured educated class about the lawsuit that this whistle blower filed against these villains who've stolen the dreams of those seeking higher education (see here). There is amazing news on this front by the way. Dr. Oberg has won his case against the swindling and legalized loan shark company, Nelnet. Indeed, the company settled the suit for $55 million!

That's great news, too! 

However, I have grave concerns about Sallie Mae. They have been shifting their debt to their banking branch. I realize that is vague, but I do have the evidence of this transferring of funds. As soon as I can nail the piece(s) down, I will add them to this article. But this language I found about the transferring of debt . . . if it were a bologna sandwich, it smells awful funny to me. (I am not a fan of bologna sandwiches).  Also, forgive me at this moment for using such a loopy metaphor. I taught 6 hours straight tonight, and am digging deeper and deeper and deeper into just how twisted and wrong and unjust this lending system is - folks, we all know the sad truth about it: the whole thing is rigged in favor of turning us into indentured servants and making a few fat cats rich. That analysis comes straight from the mouth of a true Democrat and populist. 

Here's where we might be finding the disturbing evidence as well as here.

So, what the hell do I fear, and why I am droning on about bologna sandwiches, Sallie Mae, and the corrupted and shameful U.S. Banking industry? I think, and I'm not alone, Sallie Mae is going to try and get some sort of bailout. Those legalized loan sharks are looking for a way out, and if they get it, does that mean that my readers, God Bless Them All, will really decide to Revolt En Masse? Again, I do not condone that measure, but I understand its allure. 






Wednesday, September 1, 2010

Quick Update: Interview with Congressman Ed Towns!

[Note: If you have not donated yet to the "Enough is Enough" campaign, please chip in $5-$10 today! I have sent off my forms to create a bank account for Education Matters. Once that is in place, I will be filling out the forms to turn us into a 501(c)(4). You can click on the "PayPal" button on the upper-left hand side of this page]. 

Thanks to a recently elected Board Member, Ms. Anna Schaefer, I will be setting up an interview with Congressman Edolphus 'Ed' Towns (10th Congressional District of New York). Anna appealed to Congressman Towns through Facebook. Here's what she wrote on August 30th:

Re: Please pass the College Debt Swap Act 2010.

Dear Congressman Towns:


We need you to help us to help the economy. This is our only hope to get back on our feet! We need help! Private loans have no consumer protections at all. Everything is in their favor. These lenders will do nothing to help us. It is in the hands of the Government, and the only avenue we have to be heard. Hear our pleas, help us so we can get our spending power back. We want to buy a house, but with these outrageous terms and the hold these private lenders have on us, that will never be possible. This is not a bailout we are asking for. We want our consumer rights back. Without consumer rights, how can we help the economy? 

Congressman Towns responded to Anna, writing:

Anna, 

I too want to help the economy, when we passed the Health Reform Bill there was little fan fair given to the education piece of the bill which allows students to borrow directly from the federal government to receive funding for college. As you know I am a co-sponsor of this legislation and when congress returns I will do my best to bring this issue to the attention of my colleagues. 

My next task is to get in touch with the sponsor of this Bill, Marcia Fudge (D-OH11), as well as the other co-sponsors. Finally, I look forward to interviewing Ed Towns. Stay tuned!